Knowing that your family will always be fully covered even without having to continue paying basic premium will be a huge relief.

Waiver of Premium

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With FWD Payor Waiver plan as an additional bolt-on, you and your family will be excused  from paying the basic premium until 65 years old if you are diagnosed with a critical illness, suffer full body impairment, or you pass away.

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Let us learn about your needs

So…what does it do?

  • Entry age for policy holder is between 18-60 years old

  • Coverage period until you are 65 (sixty five) years old.

  • Protects the insured with continuous insurance benefits.

But wait, there's more

We will give you coverage everywhere with only 4 exclusions.

With Payor Waiver Plus, you will continue to receive your insurance benefits without basic premium and periodic top-up payments.

This Product is included in these Packages

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No matter what, your family’s future is still secure without having to continue paying basic premium until 65 years old.

You will be liberated from paying the basic premium until 65 years old if you or your family member is diagnosed with a critical illness or suffers total body disablement.