• Enter age, gender, and answer questions about work;
• Choose a product package that suits your needs
• Complete personal data
• Answer health questions
• Make payments using a payment method that is convenient for you

Yes, as long as you are 18 years old and there must be an insurance interest or insurance interest relationship (insurable interest) with the Insured Party. In the case of determining insurable interest, there is a need for family relationships and / or relationships with legal interests such as husband and wife, father / mother and child.

Example:

• A 25-year-old mother register a participation in Asuransi Bebas Handal for her child. The mother is the Participant and the Child is the Insured Party.
• You are 30 years old can not register a particiption in Asuransi Bebas Handal for Your grandmother and/or grandpa. You can only register a participation for your spouse, father/mother, and child.

Example: A father wants to register a participation into buy Asuransi Bebas Handal for his 3 (three) children. Each child (as the Insured) can only be insured under 1 (one) policy.

Alternatively, Asuransi Bebas Handal also provides Emergency Medical Assistance Services in the form of Repatriation with Medical Assistance and Assistance for Repatriation of Bodies or Funeral/Cremation of Bodies if they occur outside the territory of the Republic of Indonesia

In addition to conditions contained in the exclusion, there are special illness including their complications that are excluded from the 12 month Waiting Period of the policy. The following are specific illness:

• Disorded in nose, throat, tonsil, adenoid, sinus, septum that needs surgery
• Tuberculosis (TBC)
• Heart and Blood vessels disease
• Brain blood vessel disease (stroke)
• Hypertension (Hipertensi)
• All type of Hepatitis, Liver Cirrhosis
• Diabetes Mellitus
• All disease in Reproductive system
• All kinds of Hernia (include Hernia Nucleus Pulposus
• All kinds of lump/tumour/cyst/cancer