You don't have to be a top executive to get top medical cover with this affordable sharia-approved plan.
We cover people from 30 days - 55 years old.
Yes, as long as you are 18 years old and there must be an insurance interest or insurance interest relationship (insurable interest) with the Insured Party. In the case of determining insurable interest, there is a need for family relationships and / or relationships with legal interests such as husband and wife, father / mother and child.
Yes, as you get older, your health risks increase and therefore your contributions will incrementally increase following each birthday. We’ll let you know when this happens.
Yes, you can register a participation in Asuransi Bebas Handal for more than 1 (one) policy provided that all Insured can only have 1 (one) Asuransi Bebas Handal Policy
Example: A father wants to register a participation into buy Asuransi Bebas Handal for his 3 (three) children. Each child (as the Insured) can only be insured under 1 (one) policy.
Asuransi Bebas Handal benefits with FWD insurance card swipes can only be done at hospital partners in the territory of the Republic of Indonesia, for the use of insurance benefits outside the territory of the Republic of Indonesia applies with a reimbursement system.
Alternatively, Asuransi Bebas Handal also provides Emergency Medical Assistance Services in the form of Repatriation with Medical Assistance and Assistance for Repatriation of Bodies or Funeral/Cremation of Bodies if they occur outside the territory of the Republic of Indonesia
In addition to conditions contained in the exclusion, there are special illness including their complications that are excluded from the 12 month Waiting Period of the policy. The following are specific illness:
Unfortunately, as is standard, there can be no return of contributions in this (or any) plan, should you decide to cancel.