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Questions about Bebas Aksi Flash insurance
1. Who can buy Bebas Aksi Flash?
Indonesia citizen between the ages of 18- 65 with valid ID (KTP) as a Policy Holder and Insured.
2. What is Bebas Aksi Flash insurance?
Bebas Aksi Flash is a personal accident insurance plan that will pay out cash should there be a loss of life or a disability due to an accident.
3. What is the difference between Bebas Aksi and Bebas Aksi Flash insurance?
The key differences are in:
- Length of cover: Bebas Aksi Flash offers a much shorter timeframe of up to 3 months.
- What we cover: Bebas Aksi Flash automatically includes disability coverage and medical expenses in the base plan.
- Price: Bebas Aksi Flash is a cheaper plan and requires a one-off payment – that's because it offers a much shorter coverage period (up to 3 months).
4. Can you explain this plan’s coverage and premiums?
- 7 days insurance period, Sum Assured IDR25 million with a premium of IDR30,000
- 30 days insurance period, Sum Assured IDR25 million with a premium of IDR60,000
- 3 months insurance period, Sum Assured IDR50 million with a premium of IDR180,000
If you are covered by more than one Bebas Aksi Flash Policy, we will only pay out a maximum Sum Assured of IDR100,000,000
5. Do I have to have a medical examination?
No, you don't need to have a medical examination.
6. Can I increase/add insurance benefits or change plans in the future?
Unfortunately, additional insurance benefits or modifying plan cannot be made.
7. Can I buy Bebas Aksi Flash insurance for my family?
No, you can only purchase a Bebas Aksi Flash insurance policy for yourself as the Policy Holder and the Insured must be the same person.
8. I have a hobby of extreme sports, can Bebas Aksi Flash insurance protect me?
Yes, Bebas Aksi Flash protects your various activities including watching concerts, traveling, and extreme sports. So you don't have to worry about living your passion, work, or any other kind of activity, just make sure you're protected!
9. What can cause the Policy to be void? And what happens if my policy is canceled?
- There are information, data, and statements that do not match the actual conditions or conditions unless the Policy has been valid for more than 2 years from the date the Policy is effective or reinstated, whichever is the last. This provision does not apply if it can be proven (without a court decision) that the discrepancy contains elements of fraud.
- Cancellation of the policy will result in the cessation of your insurance protection as well.
10. Is there a premium refund if I terminate this insurance policy?
There is no return of premium in Bebas Aksi Flash insurance products.
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