Question 1

What is life insurance?

Accepted Answer

Life insurance is a family financial protection program that provides insurance benefits for family members

Question 2

What does life insurance cover?

Accepted Answer

Life insurance can cover family financial risks that may occur in the future if the policy holder dies leaving behind various financial risks.

Question 3

Who is eligible to have life insurance?

Accepted Answer

Eligibility of Policy Holder and Insured is dependent on the life insurance product requirements. For FWD Asuransi Jiwa, you have to be an Indonesian citizen of age 18-55 years old with valid ID (KTP)

Question 4

Can I buy this product for someone else?

Accepted Answer

No. The Policy Holder and the Insured should be the same person.

Question 5

What is Sum Assured for life insurance?

Accepted Answer

Sum Assured is the insurance value that will be paid if the payment conditions as stipulated in the Policy have been met. The Sum Assured limit for FWD Asuransi Jiwa insurance is IDR300 million to IDR 1 billion.

Question 6

Will premiums increase as you get older?

Accepted Answer

Yes, the premium charged will change according to the age of the Insured. Changes in the premium charged will apply when the policy anniversary occurs.

Please refer to the [premium table][1] to see the premium increase according to the increase in the age of the Insured. [1]: https://images.contentstack.io/v3/assets/blt97c15dd0389f272c/blt1a8cfafd272eb9c6/6870b92f8799657201f1e703/Table_premi_FAJ.webp

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FWD Asuransi Jiwa

Safe, flexible life protection that meets today's living needs.

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