We often think about our goals but fail to plan for them. FWD Elite Link puts a plan in place to achieve your future ambitions. By assigning more of your premiums to investment funds, it provides significant growth potential and greater potential returns and benefits. Plus it will protect you throughout the term, so even if you're no longer around, your family can continue to pursue their dreams.
Your loved ones will receive the full Sum Assured if you pass away from illness or accident before age 99.
Grow your wealth safely
Choose to invest in a range of safe options.
premiums are waived upon diagnosis of the first major critical illness, lessening the burden so you can focus on recovery.
Hospital costs covered
Should you need inpatient treatment, this plan provides for a range of costs.
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Frequently asked questions
When can I receive money from this plan?
We'll pay the account value either when you reach the end of the plan's term; or you make a withdrawal; or you surrender or cancel the plan. At the end of the term, if there's been no life insurance claim, there's no refund of premiums.
What is account value?
It's how much money is currently in your investment fund(s). This amount can fluctuate according to the performance of your investment(s).
What is interim coverage benefit?
Interim cover gives you temporary insurance cover while your insurance application is still being underwritten or waiting to be approved. It removes any gap where you would otherwise not have been protected.
What is administration fee? Why am I paying it?
Administration fee is a fee charged to cover expenses related administrative costs during your insurance period.
What is acquisition cost?
Acquisition costs are the direct and indirect variable outlays at the time of selling or underwriting an insurance contract (both new and renewal).
Find out more
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PT FWD Insurance Indonesia ("FWD Insurance") is licensed and supervised by the Financial Services Authority.
FWD Insurance is a member or Alternative Dispute Resolution Agencies of Financial Services Sector.