Sharia unit link insurance
Bebas Ikhtiar
Protect, get back and give back
With FWD Bebas Ikhtiar, you'll get lifetime protection, the opportunity to grow your wealth through investments and bonuses - plus the chance to give back to those in need.
FWD Bebas Ikhtiar is also sold through PT Commonwealth Bank Indonesia under the name Asuransi Bebas Investa Prima Syariah.
available-to-buy
- via FWD agents
Lifetime protection
Your loved ones receive the full sum assured if you pass away from illness or accident before age 100.
Accidental death benefit
Accidental death benefit included - so your loved ones are protected if you lose your life due to an accident during the coverage period.
Loyalty Bonus
Earn a Loyalty Bonus at the end of seventh year and every fifth anniversary after that.
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Frequently asked questions
We'll pay the account value either when you reach the end of the plan's term; or you make a withdrawal; or you surrender or cancel the plan. At the end of the term, if there's been no life insurance claim, there's no refund of premiums.
It's how much money is currently in your investment fund(s). This amount can fluctuate according to the performance of your investment(s).
Interim cover gives you temporary insurance cover while your insurance application is still being underwritten or waiting to be approved. It removes any gap where you would otherwise not have been protected.
Administration fee is a fee charged to cover expenses related administrative costs during your insurance period.
Acquisition costs are the direct and indirect variable outlays at the time of selling or underwriting an insurance contract (both new and renewal).
Find out more
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PT FWD Insurance Indonesia ("FWD Insurance") is licensed and supervised by the Financial Services Authority.
FWD Insurance is a member or Alternative Dispute Resolution Agencies of Financial Services Sector.
FWD Insurance is a member or Alternative Dispute Resolution Agencies of Financial Services Sector.
