Waste-free and worry-free protection
When you're focused on building the best life for your loved ones, you don't have time for worry or waste. FWD Critical Armor ensures your protection doesn't come with either. It provides coverage for up to 3x major critical illnesses (helping remove the worry of costs) and should you stay healthy, it returns 100% of your premiums (meaning nothing goes to waste).
FWD Critical Armor is also sold through PT Commonwealth Bank Indonesia under the name FWD Multiple Protection.
FWD Critical Armor is also sold through PT Commonwealth Bank Indonesia under the name FWD Multiple Protection.
Available to buy:
- via FWD agents
- Bank partner
3x major illness protection
Get covered for up to 3 separate major critical illnesses to receive 100% of your sum assured each time
100% refund (no 'waste')
Maturity benefit included. 100% of premiums will be returned, if you've never been diagnosed with a major critical illness.
Premium waiver
Premiums are waived upon diagnosis of the first major critical illness, lessening the burden so you focus on recovery.
See more
Health protection
FWD Cancer Protection
This plan offers affordable, instant cover for every cancer at every stage.
critical illness
cancer cover
budget-friendly
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Asuransi Bebas Handal
You don't have to be a top executive to get top medical insurance with this affordable sharia-based plan.
health protection
inpatient expenses
cashless treatment
Life protection
Asuransi Bebas Rencana Optimal
We know that family comes first, so this plan supports them if you pass away before your time.
life protection
premium refund plans
Product brochure
If you’d like more details on this plan, simply click below to download the brochure. Please note that FWD Critical Armor is also sold through PT Commonwealth Bank Indonesia, under the name FWD Multiple Protection.
You can find both brochures below.
You can find both brochures below.
Additional product information
We’ve prepared a brief guide to the key features and benefits of this plan – including important information and terms of sale.
Simply click below to download.
Please note that FWD Critical Armor is also sold through PT Commonwealth Bank Indonesia, under the name FWD Multiple Protection.
Frequently asked questions
Find out more
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PT FWD Insurance Indonesia ("FWD Insurance") is licensed and supervised by the Financial Services Authority. FWD Insurance is a member or Alternative Dispute Resolution Agencies of Financial Services Sector
