We all know that employees are a company’s most valued asset. By making your staff feel protected and cared for they will be more loyal and productive in your working environment.

Bebas Hidup (Group Term Life)

Prepare your employees and their family for unexpected events with our Bebas Hidup insurance program.

Our Bebas Hidup program is a basic benefit to cover death due to accident or illness and additional benefits such us total permanent disability, critical illness, terminal illness, accidental permanent disability, death due to accident  and reimbursement of accidental medical expenses.

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Bebas Karya (Group Personal Accident)

Protect your employees and their family from the risk of accidents and liberate them from worrying with Bebas Karya.

Our Bebas Karya program is a basic benefit to cover death due to an accident. It also offers optional benefits such as accidental permanent disability and reimbursement of accidental medical expenses.

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Bebas Dana (Group Inpatient)

Insurance cover that provides peace of mind to your staff through inpatient benefits in the form of daily cash compensation and reimbursement of medical expenses of surgery/miscellaneous/ambulance and sum insured for first diagnosis of HIV and death due to accident.

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Bebas Sehat (Group Medical)

Liberate your employees and their family from the concern of rising medical costs.

Our Bebas Sehat program provides medical reimbursement to your employees and their families in the case of hospitalization. It also offers various additional optional benefits such as maternity, outpatient, dental care, optical, preventive care, and other treatments following the needs of your company.

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Protect you and your family’s future with cash compensation for death risk with the additional Family Term or Payor Term plan.

At FWD Life, we set special standart when choosing investment manager. We work closely with Schroeders.

FWD Life is a joint-venture insurance company and a member of FWD Group.