Management Team

FWD Life is supported by a strong management team with solid experience in the insurance industry. 



Board of Commissioner

Chairman and Independent Commissioner:
Nurmala Kartini Pandjaitan Sjahrir
Commissioner:
Teddy Tjahjono
Commissioner:
Arthur Lee King Chi
Independent Commissioner:
Tanadi Iwan Saputra Tanjung
Independent Commissioner:
Dily Rosi Timadar
Commissioner: Binayak Dutta 

Board of Directors

Anantharaman Sridharan

President Director

Anantharaman Sridharan (Anantha) is the President Director of FWD Life Indonesia. Anantha is responsible for the overall development of FWD’s business operations in Indonesia.

Anantha has nearly 20 years of experience in the life insurance industry, predominantly in distribution management. He has successfully set up and managed large agency distribution teams in India, Vietnam, Indonesia, Philippines and overseen agency operations in Thailand, Malaysia and Sri Lanka.

Anantha oversaw the strategic development of FWD Group’s agency channel before he was appointed as CEO of FWD Life Vietnam in April 2016.  

Prior to joining FWD, Anantha was a Regional Chief Agency Officer at AIA, managing agencies across various emerging markets of South East Asia, looked after distribution, product and customer strategy. 

Before his tenure in AIA, he worked at AXA and Prudential across various Asian markets. He was one of the first sales team members at Prudential in India, going on to spend a total of eight years with Prudential, four years each in India and Vietnam.
Anantha started his career in FMCG industry in India, and he holds a Bachelor of Pharmaceuticals (Hons) and an MBA in Marketing.

Adit Trivedi

Chief Financial Officer

Adit Trivedi is a seasoned actuary with over 25 years of experience in in managing Finance, Actuarial, Investment and Risk teams and most recently leading a transformation team of senior executives including Operations, Actuarial, Finance and Product Development across the FWD Group. He was previously Chief Financial Officer (CFO) of FWD in Thailand and Singapore. With his experience across Asia and the UK, he has held a number of leadership roles throughout his career, including as Chief Risk Officer (CRO), CFO & Finance Director, as well as Appointed Actuary, in major insurance companies and top consulting firms.
He is a Fellow of the Institute of Actuaries (UK) with a master’s degree from Cambridge University (UK) in Mathematics. He provided technical support in the development of the RBC guidelines and framework in Malaysia; and has actively participated both as a speaker and participant in various seminars across Asia.

Paul S Kartono

Director & Chief of Strategic Officer

More than 10 years insurance experience in Indonesia, including as Director & CFO and Chief Actuary.
Experienced in managing the company’s overall financials as well as the risk management operations.
A Fellow Actuary and  a Chartered Financial Analyst.

Senior Management Team

Pedro Amor

Chief of Corporate Care

Employee Benefits expert with more than 35 years of experience in the reinsurance and life insurance industry, mainly overseeing the distribution, client services, claims and provider relations, quotations & policy services. Experienced in developing the Employee Benefits business, Group Life, Personal Accident, Health Insurance and Financial Institution Pension Fund (DPLK).

Ade Bungsu

Chief of Proposition & Sharia

More than 19 years of experience in product proposition, marketing actuary, sharia and marketing. Experience in developing and growing Sharia business unit. Former Deputy Chairman of the Society of Actuaries of Indonesia (PAI).

Heny Mustikasari

Head of Human Resources

More than 12 years of experience in human resources field from various industries both local and mutinational. Experience in leading HR teams in both local and multinational environment. Awarded as one of the Future HR Leaders 2012 by SWA Magazine.

Maika Randini

Chief Marketing Officer

A marketing and communication professional with more than 10 years of experience for local and multi-national companies in Indonesia and Southeast Asia. She was named as one of the Top 30 Talents in Asia Pacific, Middle East and Africa in well known research company. During his tenure at one of insurance company, she led the customer centricity project and succeed to increase customer satisfaction.

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PT FWD Life Indonesia (“FWD Life”) is a joint-venture insurance company and a member of FWD Group.

We have built a strong business foundation supported by highly committed shareholders.

FWD Life works with online payment provider partners to provide a quality service that is fast, easy and secure.